Venturesome Impact Fund

Flexible and affordable repayable finance for charities, social enterprises and community groups all over the UK, seeking to grow their trading income.

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About the Fund 

Charities Aid Foundation (CAF) believes all purpose-driven organisations should be able to access affordable, flexible finance to grow their social impact and become more resilient. 

That’s why its Venturesome Impact Fund is:

  • Continuously open for applications
  • Cause universal

It offers between £50,000 and up to £1 million, with a 5.5%* fixed interest rate that won’t change during the lifetime of the facility.

The loans are between 3-5 years, but can be increased up to 10 years under certain circumstances.

Are you eligible? 

  • Does your organisation have a clear charitable purpose and social impact?¹
  • Are you incorporated and registered in the UK?²
  • Have you been trading for at least one year and can you evidence that from either donations or trading? 
  • Do you have a minimum annual turnover of £75,000?
  • Can you demonstrate loan repayments can be made from trading income?

*Social investments outside of a typical 3-5 year structure and/or without a regular payment schedule may attract a higher interest rate which will be determined on a case-by-case basis. Investments above £400k will be assessed against the overall size and risk appetite of the fund at the time of application 

¹You don’t need to be a registered charity, but we can’t accept companies limited by shares unless they have an asset lock, a charitable mission lock accompanied by a dividends and profit sharing policy that restricts unreasonable private benefit. Community interest companies (CIC) limited by shares are eligible.

²Your activities can be anywhere in the world

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